ADOPTION AGENCIES

State-by-state listing of licensed adoption agencies1   
State-by-state listing of licensed adoption agencies

ADOPTION ATTORNEYS

State-by-state listing of licensed adoption attorneys1    
State-by-state listing of licensed adoption attorneys

ADOPTION LAW

State-by-state information, concerning adoption law      
State-by-state information, concerning adoption law2
State-by-state information, concerning adoption law3
State-by-state information, concerning adoption law4

The summaries found on the above links are not always current!  If you can't find information about your state law on the internet, or want to receive current state code, you can get a copy of your state's adoption laws at no charge by contacting:  National Adoption Information Clearinghouse (NAIC)

BENEFITS

..... EMPLOYEE ADOPTION BENEFITS

Increasing numbers of forward-thinking corporations now offer adoption benefits as part of their employment benefit package. Corporations such as Google, Apple Computer, Inc., Coca-Cola, Gannett Company, IBM, Time Warner, Walt Disney Co. Wendy's International, and others provide their employees with time off for adoption financial assistance to adopt and other benefits designed to promote adoption.  These and other companies also offer financial assistance, some up to $15,000.00, to defray the cost of adoption.

If your company doesn't offer an Adoption Assistance program yet, now is a good time for you to present the concept for implementation!

Military members on active duty also may now receive reimbursement for up to $2000 of adoption fees through licensed adoption agencies.

Learn what leave you are entitled to!  The entire federal code is presented here!

.....INSURANCE BENEFITS FOR THE ADOPTED CHILD/REN

Code mandates that all insurance companies offer and provide dependent benefits to any child being adopted by the policy subscriber.  Learn how to make this dependent coverage effective immediately upon birth of a newborn!

DEPARTMENT OF SOCIAL SERVICE - ADOPTIONS

.....State-by-state listing of addresses and phone numbers, etc.

EFFECTS OF DRUGS ON A CHILD

Please, make yourself well-informed about drug use during pregnancy before you automatically decline any adoption situation. You'll be surprised at what you learn! Contact a Teratology Information Service location in own state or area, and learn the facts.

Teratology is the study of the effects that drugs, medications, chemicals and other exposures may have on the fetus.

You may learn that the drug-use situation may have minimal or no known effects on the child. Or, with the information you gather, you may be able to make a concrete decision not to pursue a situation where it is clear that the drug use will impact the child in a way you are not willing to accept.

FINANCIAL ASSISTANCE

.....If you need financial assistance to adopt, The National Adoption Foundation Loan Program offers private, unsecured loans up to $25,000 to adopting parents. The annual percentage rate (APR) is currently 13.9% which is very competitive compared with similar unsecured loans of 18.9% APR to well over 20% APR. To find out more about the National Adoption Foundation Loan Program, contact the MBNA Bank Contact them at 800-448-7061 (no e-mail service available).

.....Remember to call your credit union too, as they may offer comparable unsecured loans.

.....Adoptive parents also finance their adoptions by arranging no-interest or low-interest loans from family and friends. Others use their credit cards to borrow cash, or pay expenses and fees with checks provided by their credit card provider.

.....Ask your employer if the company offers an adoption assistance program. Some companies provide generous benefits, giving up to $5000.00 cash toward adoption expenses. Benefitsguides.com is a free resource explaining employer-provided adoption assistance, business travel and child care, to both employees and employers, and illustrating the advantages these benefits give to employers who offer them.

.....Take advantage of the Federal Income Tax Credit for eligible adoption-related expenses.   Click here for more information

.....Announcing the availability of the 3rd Quarter 1998 Employee Benefits Basics issue on Adoption Assistance Programs from the International Foundation of Employee Benefit Plans (IFEBP).  This issue covers information and referral services, adoption leave, financial assistance and estimated annual direct cost to provide financial assistance. To order "Adoption Assistance Programs", call the Publications Department at 888-33-IFEBP, option 4.   Or, e-mail journals@ifebp.org    The IFEBP is a non-profit organization dedicated to providing benefits-related resources on all employee benefits issues.

SUDSIDIZED ADOPTIONS

.....Learn how to apply for adoption subsidies, renegotiate existing subsidy benefits, or to file appeals for adoptions already finalized.  Click here for additional information and  adoption subsidy help.

OTHER USEFUL LINKS

.....Adoption.com - a listing of adoption resources on the Internet

.....Links to Other Adoption Web Sites 3

.....Links to Other Adoption Web Sites 4